The problem
- Deals come back, get re-structured or die in funding
- Rate and term guesses leave money on the table
- Customers you approve today become repos next year
Built from 25+ years inside auto finance
Stop funding deals that lose money
Maximum yield, minimum risk. AutoYield shows you everything a bank looks at before it approves an auto loan, so you structure every deal by risk, earn the yield you need and keep losses, delinquency and repos down.
Online sign-up opens soon. Email info@autoyieldiq.com to get started today.
Yield at your entered rateLTV checksTier rate & term limitsGAP & warranty allowances
Structure a deal. Watch the yield.
Unlock the full Deal Desk to change vehicle value, rate, products and target.
Request accessLTV (approx.)~95%
Under target
Below target yield, but LTV is 100% or under.
Full Deal Desk unlocks every input, exact yield and profit.
Illustrative demo. Simplified model, not your pricing and not a credit decision. Move the down payment and term to change the card color.
Who it's for
Everyone with money in the deal
Every lender and dealer wants to make more money and approve the right customer. Pick your seat at the table.
With AutoYield
- Structure it the way a bank will look at it, before you send it
- See yield, LTV and tier limits as you set rate, term and products
- Get the right customer approved on terms they can keep paying
The problem
- Under-priced contracts quietly eat your margin
- High-LTV paper turns small defaults into big losses
- Long terms and thin down payments drive delinquency
With AutoYield
- Check every deal against your yield target at the entered rate
- Spot under-water LTV before funding with a color-coded yield card
- Enforce the 84-month cap and 6.99% tier minimum automatically
The problem
- You fund the paper but cannot see how each deal was structured
- Losses and repos erode returns long after funding
- Growth without pricing discipline is growth in losses
With AutoYield
- Know the paper you fund is structured by risk, not guesswork
- Built-in yield helps absorb losses when they happen
- More yield and fewer losses across the book
How it works
From deal to decision in three steps
Enter the deal
Amount financed, rate, term, vehicle value, and any GAP or warranty. Friendly notes flag allowances and limits as you type.
Read the yield card
Green at target. Yellow under target with LTV at or below 100%. Red under target with LTV above 100%. You know where the deal stands at a glance.
Structure, save & share
Adjust rate, term or products until it works. Save the deal, print or save a PDF summary, or export your deals to CSV.
Deal yieldAt the rate you entered
LTV checksKnow when a deal is under water
Tier limits84-month cap, 6.99% tier minimum
GAP & warrantyAllowances with friendly notes
Saved dealsKept in your account
Print / PDFClean deal summary
CSV exportTake your data anywhere
Multi-userTeam accounts by invite
Why AutoYield
Make more on every deal. Lose less on the ones that go bad.
More yield
Price to your target on every contract instead of leaving rate on the table.
Fewer losses
Spot high-LTV, under-target deals before funding, and build in yield that helps cover losses.
Lower delinquency & repos
Terms and rates that fit the risk tier mean payments customers can keep making.
Approve the right customer
Look at the deal the way a bank does, so the right customers get approved on the right terms.
Same deal, two structures
Same car. Same customer. Very different money.
A $22,000 vehicle and an 18% yield target. Structure decides whether the deal earns its keep or puts you under water.
Weak structure
Nothing down, low rate, longest term, every product financed.
- Down payment
- $0
- Rate / term
- 9.99% / 84 mo
- Products
- GAP + warranty
Under target, high LTV
Below target and LTV is over 100%. Restructure before funding.
Risk-structured
Down payment and a rate and term that fit the risk.
- Down payment
- $4,000
- Rate / term
- 17.99% / 60 mo
- Products
- GAP
At target
This structure hits the yield target.
Illustrative structures from the same simplified model as the live demo. Not actual customer results. The full Deal Desk shows exact yield and profit.
Built by insiders
Built from 25+ years inside auto finance
AutoYield was built by a team with more than 25 years in auto finance, to put everything a bank looks at when approving an auto loan in the hands of the dealers, lenders and investors who carry the risk.
Every lender and dealer wants to make more money and approve the right customer. Structure the deal by risk and the yield is there, even when a loss happens.
Pricing
Simple pricing. Everything included.
One plan with every feature and your whole team. No per-deal fees.
$199 /month
+ $500 one-time setup
- Deal yield at your entered rate
- LTV checks and tier rate/term limits
- GAP and warranty allowances
- Color-coded yield card
- Saved deals, print/PDF summary, CSV export
- Multi-user accounts by invite
- Cancel anytime
Online sign-up opens soon. Email info@autoyieldiq.com to get started today.
FAQ
Questions, answered
What does AutoYield do?
AutoYield puts the numbers a bank reviews when approving an auto loan in one deal desk. Enter a deal and see the yield at the rate you entered, the LTV, and whether the rate and term fit the tier limits, so you can structure it by risk before you fund it.
Who is it for?
Dealers (including buy here, pay here), lenders and finance companies, and the investors and shareholders who fund auto paper and want each deal to earn its keep.
How does the color-coded yield card work?
Green means the deal hits your yield target. Yellow means it is under target but LTV is 100% or less. Red means it is under target and LTV is above 100%, the riskiest combination.
What limits does it check?
Tier limits on rate and term (an 84-month term cap and a 6.99% tier minimum rate), LTV, and allowances for GAP and warranty products, with friendly notes that explain what to adjust.
Can my team use it?
Yes. Accounts are multi-user by invite, so you control who on your team has access. Each user has their own login.
Can I save and share deals?
Save deals to your account, print or save a clean PDF deal summary, and export your deals to CSV.
How much does it cost?
$500 one-time setup plus $199 per month. You can cancel anytime.
How do I get started?
Request access by email at info@autoyieldiq.com or call (702) 824-5486, and we will set up your account.
Your next deal is already on the desk
Fund the deals that pay. Fix the ones that don't.
More yield, fewer losses, lower delinquency and repos. $500 one-time setup + $199/month. Request access and we will get your team set up.
Questions? Call (702) 824-5486 or email info@autoyieldiq.com.